CSWA Membership benefit: Group health, drug, dental and Life insurance 
The CSWA offers members drug, health, dental and life insurance at lower than retail rates with the Writers’ Coalition Program, a service of AFBS, a not-for-profit insurer exclusive to the Arts.
Click for more information about services and premiums
Premiums have been formulated with no profit margin built in, as AFBS is a not-for-profit insurer.
Features at a glance:
* Any CSWA members in good-standing are eligible
* There is no medical required to join.
* You can pay the premiums monthly or annually.
* The premium is less than you can get elsewhere forcomparable coverage.
* Coverage increases in years 2 and 3.
* You may insure your eligible dependants for coverage (your spouse and eligible dependant children under age18 or under 26 if still in school).
* Your coverage becomes effective the first day of themonth after AFBS approves your completed Enrolment Form and premium payment.
* Your Benefit Year runs for 12 months from the effectivedate of your coverage.
* You will receive a Claim Card with a unique AFBS member account number. (Using this card, many prescriptions and dental claims can be processedimmediately from the pharmacy or dental office.)
CSWA members interested in enrolling or inquiring further, can contact AFBS:
David Racicot
1-800-387-8897 ext.238
OR
Jason Saulay
1-800-387-8897 ext.256





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